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Tag: VA

Does Your Real Estate Agent Have A Good Working Relationship With Bank Of America?

April 12, 2015

I am fortunate to have been in the real estate business long enough that I’ve seen Bank of America come through an incredible evolution in the way they handle short sale transactions. Completing a short sale with them used to not be so pleasant, but now it’s much better thanks to them streamlining their processes and improving their employee training. The entire process as a whole, from the communication to the turnaround time has drastically improved in the past few years. Through this time, and because I’ve been working with them for so long, we’ve actually developed some incredibly strong relationships at Bank of America. Also because of this, we have a large amount of resources available to us to help with this type of transaction; we have a really good working relationship with Bank of America along with several different points of contact to reach out to should issues arise with your transaction.

If you have a loan with Bank of America, whether it’s Freddie Mac, Fannie Mae, VA, FHA, and you’re finding yourself in a position where you can’t stay in your home please reach out to us. We can help you determine what the best solution for your situation is, whether it’s a short sale, deed-in-lieu or another alternative. We can educate you on the different processes so that you understand exactly what each one entails and how they benefit your situation. Don’t just sit back and do nothing because before you know it, the bank will be foreclosing on your home. Take action today and contact us to get help with your mortgage crisis. I’d also like to encourage you to browse our website further for additional information. On there you can find a number of different resources to answer your basic questions about short sales.

Complete A VA Compromise Sale With An Experienced Real Estate Professional

March 29, 2015

If you purchased or refinanced your home with a VA loan and now you’re having trouble making payments or need to sell, instead of completing a short sale you’re able to do a VA compromise sale. One of the unfortunate things I see is real estate agents that don’t understand the dynamics of a VA loan and how the compromise sale works; it’s very important that when you’re looking for someone to help you sell your home you hire someone that does understand these things.

A couple of the things about a VA loan the many real estate agents don’t know or understand is that if you’re an active duty service member and are PCSing to another place the odds of them allowing you to do a short sale on that home with your payments current are extremely high. I never say it’s a sure thing but it’s probably pretty close to that. One of the other things about VA loans and the compromise sale program is that there is a small relocation incentive of $1500 that they allow. When the real estate agent is handling your short sale they have to ask for the relocation incentive; it’s not something that the VA will automatically give you.

There are a lot of other nuances such as how they go about doing appraisals, how they set the selling value of your home, all of these kinds of things that I would love to talk to you about. I’ve completed dozens of VA compromise sales and I’d love the chance to talk to you more about it. Please fill out our short sale request form or pick up the phone and give us a call because we’d love to talk to you about your situation and help you complete a VA compromise sale on your home.

Let Us Put Our Experience To Work For You

March 15, 2015

If you’re in a situation with your Sierra Vista home where you feel you need to complete a short sale and don’t know where to turn for help, I’d like to introduce myself to you today. My team and I have been involved in over 400 short sales for people that were in all kinds of different situations. We have helped people that have gone through a death, divorce, job loss or relocation, increased expenses or medical problems; all different types of situations. If you have a VA loan, are in the military and have received a permanent change of station so you need to move or you need to complete a VA compromise sale we can help you with this. No matter what type of loan you have, whether it’s Freddie Mac, Fannie Mae, FHA or VA, and pretty much every bank out there we have worked with at some point in time.

I’d like to offer myself up to you as your local resource for help and information in this complex and challenging real estate situation. Quite frankly, most real estate agents don’t want to work on short sales or don’t know how to do them so I’d like to encourage you to reach out to us by picking up the phone and giving us a call or filling out the short sale request form online. You can also feel free to explore our website for additional information. We’d like to get to know you and your specific situation so that we can help and educate you about your short sale options. Chances are we’ve worked on a short sale that had the same loan type and lender as you so please allow us to put our experiences and expertise to work for you.

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About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

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