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Tag: tucson short sale

Make Your Decision Easier By Using The Short Or Stay Calculator

January 27, 2012

Hello there Shawn Polston here with Tucson Short Sales and 520 Short Sales thank you for checking out my blog today. I work with Keller Williams Realty in the Tucson area and my team and I specialize in short sales. I update my blog frequently to provide relevant content to homeowners looking to avoid foreclosure. If my blog is helpful today, or if you would like more information, take a minute to browse my website or contact me directly to discuss your options.

For my blog topic today I wanted to discuss a very common question that is very important to anyone considering a short sale. When I speak with a distressed property owner they always want to know what their home will be worth once the housing market improves and gets back to normal. It is a difficult question for anyone to answer but I have a new service on my website that gives homeowners a good idea of their homes current and future value. This service is called the Short or Stay Calculator and with some basic information about your mortgage this calculator can give you a snap shot of when your home will no longer be underwater. By simply entering your mortgage balance, current address, and roughly what your monthly mortgage payment is the Short or Stay Calculator will provide your homes value in different recovery scenario’s. The Short or Stay Calculator will show your homes value with slow, medium, or aggressive appreciation. The calculator will also show your continued cost of ownership in order to understand if it makes sense to stay in your current residence.

If you have any questions about the short sale process or the Short or Stay Calculator please give me a call and we can set up a free consultation. My team and I are committed to helping Tucson residents avoid foreclosure and make the best real estate decision available. Thank you for time today and I hope to hear from you soon.

To try out my new short sale calculator, click on http://tucsonshortsalecalculator.com/

Your FHA Or VA Mortgage May Pay You To A Complete Short Sale

November 7, 2011

Hello everyone Shawn Polston here with Tucson Short Sale Negotiator and 502 Short Sales, thank you for taking a minute to check out my blog today. My team and I specialize in short sales within the Tucson area and I blog frequently to provide valuable information to distressed property owners. If you are searching for even more short sale information or have questions about your mortgage situation please visit my website or contact me today to get started.

For our blog topic today I wanted to discuss working on a short sale file for an FHA or VA mortgage. The FHA and the VA are mortgage insurers and do not actually own your mortgage. In fact, a small portion of your mortgage payment every month goes to cover this insurance provided by the FHA or the VA. If you are considering a short sale and have an FHA or VA backed mortgage it is their decision on what the terms of the short sale will be. Because both of these entities are run by the government they have to follow some stringent guidelines in order for a short sale to be considered. In fact, the FHA and VA don’t even call it a short sale but instead a compromise sale. The process with either one is rather straight forward and I have a lot of experience working with both of them. Once the FHA or VA approves your short sale, regardless of what the lender has to say, it is guaranteed and can go to closing. They may even pay you to complete your short sale through their relocation allowance program. If you have an FHA or VA mortgage and are considering a short sale please contact me today. I have the experience and knowledge to get your short sale approved. Thank you for your time today and I look forward to hearing from you soon.

Consistently Getting Great Results While Working On Short Sale Files With GMAC in Arizona

September 10, 2011

Hello everyone this is Shawn Polston with Tucson Short Sale Negotiator thank you for joining me today. I am a real estate agent with Keller Williams Realty in Tucson who specializes in short sales and I blog every week to educate homeowners on foreclosure avoidance. For today’s topic I wanted to discuss working with GMAC on a short sale file and some of our experiences in the past. Overall working with GMAC has been great in the past and we are always excited when a new GMAC file hits our desk. In talking with other agents in the Tucson region I have heard some bad things about their GMAC experience, however our team has had plenty of success and will continue to down the road. Because we have worked with GMAC on several short sales in the past we know which systems they use and what they expect during negotiations. In fact, one of our lead negotiators absolutely loves working with GMAC and she always provides a great game plan for success. If you have a mortgage with GMAC, or any other lender, feel free to contact me today with any questions you may have. If you would prefer to meet in person I’d be more than happy to set up a free consultation and discuss your options. On my website you can find a short sale starter kit that will go over the basics of a short sale and what documents we will need from you. We are Tucson’s number one short sale team and our experience and knowledge cannot be matched. Thank you for tuning in to Tucson Short Sale Negotiator and I look forward to hearing from you soon.

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About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

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