Tag: tucson short sale

Why The Tucson Short Sale Team Far Exceeds The Competition

Hello everyone Shawn Polston here with Tucson Short Sales and 520 Short Sales thank you for your time today. I work with Keller Williams Realty in the Tucson area and use this blog to help share my experiences in the distressed property real estate market. If you have seen the value of your home greatly diminished or are having trouble making your mortgage payment and need to sell fast please visit my website or call me today to learn about your options.

In my blog today I wanted to talk a little bit about myself and the team of real estate experts we have on staff to assist you. Getting short sales closed is something that is near and dear to my heart and for this reason our real estate team at Tucson Short Sales is not like many in this area. While we do handle a fair number of traditional real estate transactions we also handle a large number of short sale transactions. The first short sale I was a part of was back in 2003 and I have been learning from each and every sale since that day. Since 2006 my team and I have helped hundreds and hundreds of homeowners with all kinds of hardships sell their property and avoid foreclosure. Over the last seven years our team has had an over ninety percent success rate when it comes it getting short sales closed. The average agent in the country only closes thirty to forty percent of their short sales and we are very proud to far exceed our peers. Even if you just have questions about your mortgage please give me a call to chat about your situation with no cost to you at all.

My wife and I run this team together and we would love the opportunity to help you get out of your difficult real estate situation. On my website you can fill out a contact form or you can give me a call today to get started on your next short sale.

Tucson Short Sale Specialist – Bank of America Short Sale

Hey there, I’m Shawn Polston with TucsonShortSale.com, and Keller Williams Southern Arizona. I wanted to talk to you about Bank of America short sales. A lot of people have Bank of America loans. They are one of the largest servicers out there. We work with Bank of America a tremendous amount. Whether you have an FHA loan or a VA loan, a conventional loan or another loan you might have, we have experience dealing with Bank of America. We also have a program with Bank of America that allows us to pre-screen you to see if you may qualify for one of their incentive programs. In some cases in Tucson is they are willing to offer $3,000 to $7,000 in relocation assistance. We have been very successful with accomplishing these types of sales with Bank of America and we have a very good working relationship with them. I attend all kinds of trade shows and have met a number of the higher executives at Bank of America. One of the things about Bank of America is that they really do want to help you. If they can help you get out of your house by doing a short sale, they are really wanting to do so. It doesn’t mean they will give you a decision in a day, but they are being very proactive in these short sales. They have had some kinks in their FHA short sale program which tend to take a little bit longer than the other short sales with them. They are working to get those worked out. I commend them on knowing they have something to address there. If you have a Bank of America loan and you are considering doing a short sale, please give us a call. I encourage you to fill out my short sale request form and we’ll get back to you as soon as we can. Thanks and we look forward to speaking with you soon.

What are the Pros and Cons of Completing a Short Sale on my Home?

Hi there, I’m Shawn Polston with Keller Williams and TucsonShortSaleNegotiator.com, your Tucson short sale specialist. I wanted to talk to you today about the pros and cons vs. short sales and foreclosures vs. deed in lieu of foreclosure. I just want to give you a general overview and if you have more questions, I can certainly talk to you more about it if you want to contact me. Usually with a short sale, the homeowner is underwater and they need to get rid of the house. It might be because they are moving, a death in the family, divorce or job loss. Your basic options are to rent the property out, and sometimes that can lead to a lot of issues. Another option is to do a short sale where we go to your lender and negotiate a settlement of the account and allow the property to be sold and settle the property for less than what is owed. There is also a deed in lieu of foreclosure where you basically deed the property back to the lender. Sometimes homeowners will look at their credit report a few years later and see a foreclosure listed when they went through a deed in lieu. You need to get something in writing about how they are going to report this to your credit report.

In most cases, the worst option is foreclosure. I don’t feel any sympathy for the lender who made you the loan. In a lot of cases I’ll have people call me up and ask to do a short sale because they walked away from the property a year ago and the lender has not foreclosed and they don’t seem to want to foreclose. Without insurance, they have a liability and they want to get rid of it.

When you contact us, we will work with your lender for you and make the process as painless as possible for you. If they won’t give you an agreement, or we can’t negotiate an agreement that is acceptable for you, you don’t have to do it. You can proceed down the other route of just walking away from the property if that’s what you choose to do. Again, I’m Shawn Polston with Keller Williams, your Tucson short sale specialist and I’m here to help answer any questions you may have. Thanks and we look forward to speaking with you soon.

About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.