Tag: Shawn Polston

Does Your Tucson Real Estate Agent Have The Tools You Need?

Are you currently working with a Tucson real estate agent that can’t give you a straightforward answer on whether or not you should complete a short sale on your home? If so, we would like to tell you about an awesome, free tool offered to homeowners by Shawn Polston and his team of Tucson real estate agents at Keller Williams Southern Arizona. The Short or Stay Calculator can answer all of your questions about whether or not you should stay in your home or complete a short sale. If you do decide to stay in your home, the Short or Stay Calculator can tell you how much time and money it will take until you break even if you’re underwater.

No other Tucson real estate agent has a tool like this to offer and we’d like to encourage you to use it if you’re in a difficult situation with your mortgage. While you may think it is too involved and time consuming to be worth it, all you actually need is your property address, remaining mortgage principal, interest rate and current monthly payment. From this basic information, the calculator can help you determine just how much time and money it will take until you are no longer underwater; Tucson real estate agents throughout the area are amazed at the insightful and helpful tool because so many struggling homeowners have benefitted from it. Once you use the calculator, you’ll receive a free, no-strings-attached report via email detailing your specific information.

If you aren’t using this calculator, then you aren’t working with the right Tucson real estate agent. Get in touch with the team at Keller Williams Southern Arizona and start working with the right Tucson real estate agent today. They can give you the answers you deserve when it comes to helping you determine the best decision for your financial situation.

Tucson Real Estate Agent Explains Short Sale

If you are underwater on your home, behind on your payments or just need to sell you may be wondering what alternatives are available to you if a traditional sale isn’t an option. Tucson real estate agent Shawn Polston would like to tell you about short sales, the process and how it can potentially help you out of your difficult financial situation.

First and foremost, a short sale is when you get approval from your lender to sell your home for less than what you owe. There are lots of myths floating around about short sales that simply aren’t true, so be sure you get all of your short sale information from an experienced Tucson real estate agent. It is also important to know that you have to work with a Tucson real estate agent to short sale your home; you cannot complete a for sale by owner if you wish to short sale.

Once you have met with a Tucson real estate agent to determine if it’s the best option for you, you’ll need to compile some documents to create your short sale package. This package is submitted to your lender and outlines your financial situation as well as outlines under what conditions you need to complete a short sale. Once this is completed your Tucson real estate agent will submit it to your lender, list and market your home and find a buyer. Once the buyer puts an offer in on the house, the Tucson real estate agent actually negotiates the terms of the sale with the lender instead of the buyer’s agent. This can, at times, take a little longer than with a traditional real estate transaction, however many lenders are streamlining their processes making the time to close a short sale much shorter.

If you are facing a difficult financial situation or need to sell your home for whatever reason, please contact Tucson real estate agent Shawn Polston to discuss the possibility of a short sale. Short sales have helped homeowners throughout the area get a fresh financial start and you can do the same.