Tag: Qualify

What Do I Need to Do In Order To Qualify for a Short Sale on my Home?

Hi there, I am Shawn Polston with TucsonShortSaleNegotiator.com and 520ShortSale.com, your Tucson short sale specialist. I wanted to speak with you today about something that commonly comes up. One of the questions that I commonly get is people wondering how they qualify for a short sale. The reality of it is, most of the people I run into do qualify for a short sale. There are some very obvious ones, maybe a death in the family, divorce, job relocation, medical problems or any of those types of things going on. Or if you foresee or are having financial troubles or you know that the day is coming where your payments will stop coming in, your lender will look at that as imminent default if default is on the horizon.

If for any reason your payments are not coming in, there is a very high chance, I don’t want to say 100% because nothing is ever 100% where it involves financial institutions. The odds of them saying you’re a good short sale candidate if payments are not being made for any reason are very high. If you are in a situation where your payments are behind for any reason whatsoever contact me sooner rather than later so we can discuss your options and figure out what the best way for you to move forward is. Again, I’m Shawn Polston your Tucson short sale expert and I am here to help answer any questions you may have about the short sale process. I hope you are having a great day and I look forward to speaking with you soon.

Have You Been Told You Won’t Qualify For A Short Sale?

Hello everyone Shawn Polston here with Tucson Short Sales, your short sale specialist in the Tucson area, thank you for taking a minute to check out my blog today. I work with Keller Williams in the Tucson area and use my blog to provide valuable information for distressed property owners on their options for avoiding foreclosure. If you are behind on your mortgage, or have seen the value of your home greatly diminished, please give stop by my website or contact me today to learn more about your options.

For my blog today I wanted to talk about getting a second opinion if you have been told you don’t qualify for a short sale. It is not uncommon for a distressed property owner or someone looking over their real estate options to be misinformed by a family member or selling agent. Usually this misinformation is surrounding the short sale process or whether or not their Tucson area lender will even consider completing a short sale. What surprises me the most is when I talk to a homeowner who is behind on their mortgage and has been told they will not qualify for a short sale. It is very rare for a lender in the Tucson area to not allow a short sale when the homeowner is behind on their payments.

So if anyone has told you that a short sale may be difficult or that you may not qualify I urge you to contact me for a second opinion. I have the short sale experience with all of the Tucson area lenders to help get your distressed property sold in a hurry. Feel free to stop by my website or give me a call today to set up a free consultation. Thank you for your time today and I look forward to hearing from you soon at Tucson Short Sales.

Who Can We Help With A Short Sale?

There are basically four groups of people that we help with short sales. However, it is important to note that if you don’t find yourself within one of these groups, please contact us and we can discuss your specific situation.

The first group of people are those that might have lost their job, have medical bills or other finacial hardships that has caused them to miss payments.

The second group we help are homeowners that are not currently behind on their mortgage, but feel that falling behind on their mortgage is inevitable. One of the biggest myths about short sales is that you need to wait until you are behind on your mortgage to start the short sale process. This isn’t true. You should contact me as soon as possible.

The next group is people that are not behind, but want or need to move. There are several possible reasons for this including job transfers, change in family size, and retirement.

The last group that we help is homeowners that are making a business decision. From a financial perspective, it doesn’t make sense for the homeowner to stay in their home.

We have successfully helped homeowners complete short sales from each of these categories and would love the opportunity to help you.

About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.