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Category: Tucson Short Sale Help

By Understanding The Wells Fargo Short Sale Process We Can Help Ensure Success On Your File

March 13, 2012

Hello everyone Shawn Polston here with Tucson Short Sale and 502 Short Sales, your Tucson area short sale specialist, thank you for checking out my blog today. I work with Keller Williams Realty in the Tucson area and use my blog to provide up to date information on the short sale process. If you are behind on your mortgage or have seen the value of your home drop dramatically please visit my website or contact me today to learn more about your real estate options.

For my blog topic today I wanted to discuss working with Wells Fargo on a short sale in Tucson and some of my recent experiences. Wells Fargo has a very big presence in both Tucson and in the short sale world so naturally it is normal to hear both good and bad things about working with their team. Because Wells Fargo handles so many short sales across the country they have in place very specific guidelines that must be followed in order to get a short sale approved. By no means are the hard to work with but it’s important that you are on the same page with how their short sale team operates. I have had great results with Wells Fargo and I know they have helped numerous Tucson homeowners get out from under their distressed property.

Thanks to my years of experience working with Wells Fargo on short sale files I have built some great relationships with members of their staff. So if you have a mortgage with Wells Fargo please contact me today in order to discuss your options for avoiding foreclosure. If your home is underwater in the Tucson area I am the right agent with all the answers for you. Thank you for your time today and I look forward to hearing from you soon at Tucson’s leading short sale specialist.

If You Are Considering A Short Sale Act Fast To Save Money On Your Taxes

March 12, 2012

Hello everyone Shawn Polston here with Tucson Short Sale, your short sale expert in the Tucson area, thank you for stopping by my blog today. I work with Keller Williams in Southern Arizona and use my blog to provide distressed property owners with valuable information on their options for avoiding foreclosure. If you are behind on your mortgage or already considering a short sale please give me a call today to discuss your options.

For my blog today I wanted to discuss the Mortgage Debt Forgiveness Act and why time may not be on your side when it comes to tax breaks on your short sale. The Mortgage Debt Relief Act was put in place by Congress in 2007 to make sure homeowners who complete a short sale do not have to pay taxes on the debt that is forgiven in their short sale approval. The difference between the selling price of your home and the money owed on your mortgage is considered taxable income but thanks to this act of Congress if your short sale is approved by the end of 2012 you won’t pay any taxes. In order to qualify in Tucson the property must be your primary residence and may not sell for more than two million dollars. A typical short sale in Tucson takes four to six months to complete so it is important to start your short sale soon.

We may certainly be able to get a short sale completed quicker but you may want to start considering your options for your distressed property. If you live in the Tucson area give me a call today so we can discuss your options for avoiding foreclosure and saving yourself on taxes. Thank you for your time today and I look forward to hearing from you soon at Tucson Short Sale, Tucson’s short sale expert.

Make Your Decision Easier By Using The Short Or Stay Calculator

January 27, 2012

Hello there Shawn Polston here with Tucson Short Sales and 520 Short Sales thank you for checking out my blog today. I work with Keller Williams Realty in the Tucson area and my team and I specialize in short sales. I update my blog frequently to provide relevant content to homeowners looking to avoid foreclosure. If my blog is helpful today, or if you would like more information, take a minute to browse my website or contact me directly to discuss your options.

For my blog topic today I wanted to discuss a very common question that is very important to anyone considering a short sale. When I speak with a distressed property owner they always want to know what their home will be worth once the housing market improves and gets back to normal. It is a difficult question for anyone to answer but I have a new service on my website that gives homeowners a good idea of their homes current and future value. This service is called the Short or Stay Calculator and with some basic information about your mortgage this calculator can give you a snap shot of when your home will no longer be underwater. By simply entering your mortgage balance, current address, and roughly what your monthly mortgage payment is the Short or Stay Calculator will provide your homes value in different recovery scenario’s. The Short or Stay Calculator will show your homes value with slow, medium, or aggressive appreciation. The calculator will also show your continued cost of ownership in order to understand if it makes sense to stay in your current residence.

If you have any questions about the short sale process or the Short or Stay Calculator please give me a call and we can set up a free consultation. My team and I are committed to helping Tucson residents avoid foreclosure and make the best real estate decision available. Thank you for time today and I hope to hear from you soon.

To try out my new short sale calculator, click on http://tucsonshortsalecalculator.com/

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About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

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