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Category: Tucson Realtor

Contact Your Tucson Realtor Now To Take Advantage Of Housing Market

August 27, 2013

If you are currently in the market to buy a new home your Tuscon realtor may be able to help you take advantage of this market. Given the record low interest rates and stabilizing home prices many homeowners are seeking out the home of the dreams while the housing market steadies. Even if you find yourself stuck with an underwater mortgage your Tucson realtor may be able to help you find your next home in the Tucson region.

With the large number of homes of the market in Tucson right now there is truely something for every kind of home buyer. Whether you are starting a new family and looking for your first home or just want a cozy condo for retirement your Tucson realtor can help you find what you are looking for in this area. Tucson is a great region to live given all of the amenities available and also because of its location. Just an hour or so from greater Phoenix, Tucson offers homeowners a great community to live in while staying out of the big city. For homeowners that are currently trying to sell their home your Tucson realtor can help you move that distressed property fast. There are many options available to homeowners in the Tucson area, including a short sale, that will allow you to move on from your current property. Too many homeowners in this region are stuck with mortgages based on inflated home prices from the last five years and continue to pay every month while building zero equity. Buying in this current market will also allow a homeowner to find a home with an adjusted home price that will start growing your equity from the start. If you are considering a new home or are ready to sell contact your Tucson realtor to at least find out what your options are.

As this housing market in Tucson continues to recover there will certainly be numerous opportunities for homeowners looking to upgrade or get out from their bad mortgage at the least. Contact your trusted and experienced Tucson realtor with any questions you have about buying or selling before it is too late.

Tucson Realtors Say Now Is the Time To Short Sale Thanks To Numerous Incentives

August 20, 2013

Has your Tucson realtor told you about the current incentives that are being offered to homeowners to complete a short sale on their home? If you’re in a difficult financial situation and want to be out of your home a short sale may be the best alternative for you and Tucson realtors say that now is the time to take advantage of the many incentives that are available.

With any short sale or foreclosure Tucson realtors say the homeowner is usually responsible for paying taxes on the forgiven amount, however currently the Mortgage Forgiveness Debt Relief Act is in place until the end of the year. This act makes a majority of homeowners exempt from paying taxes on their forgiven amount, saving them hundreds of dollars at tax time next year.

There are also many different cash incentives currently being offered. First, there are a few government sponsored programs such as HAFA, or if you have an FHA or VA loan they are offering cash at closing. Tucson realtors also say that some lenders, especially some of the bigger ones such as Chase, Wells Fargo, GMAC and Bank of America are also offering cash incentives at closing; not only this, but some homeowners are also being offered full debt forgiveness before they even begin their short sale process. If you qualify for a government sponsored short sale program as well as one through your lender, Tucson realtors explain that you could walk away with a nice amount of money in your pocket; this is very helpful when trying to start over financially.

To learn more about the many different cash and money saving incentives that are currently being offered to homeowners, reach out to a Tucson realtor for additional information. They can help you determine which programs you qualify for and if there are any extra steps you need to take in the qualification process.

Interview Your Tucson Realtor Before Starting Your Short Sale File

August 13, 2013

If you are currently in the market to sell your distressed property make sure you find the best Tucson realtor for your needs. While any realtor in the area can handle your file it is best to interview multiple agents in order to find what you are looking for. When searching for a Tucson realtor there are some certain things to look for in order to find an experienced agent for your file.

First of all it is important to know that your Tucson realtor has a history of succesfully closing short sale files. Realtors across the state are able to take weekend classes and training in order to handle short sales but it does not compare to real world experience. Many short sale agents are willing to share their success rate with potential clients in order to show why homeowners continue to trust them with listing their homes. It is also important to ask how many files your Tucson realtor is handling at one time. A short sale requires nearly daily contact with your lender and if an agent is overwhelmed with files yours may not get the attention that it needs. In this situation it is also important to know if your Tucson realtor works alone or has a team of specialists in their office. A short sale is usually a time sensitve transaction and by having a team of specialists in each area of real estate your file can be processed much quicker. This can also be an opportunity for the homeowner to have all of their questions answered by an expert in each field. In fact, some of the more successful Tucson short sale realtors have CPA’s or real estate attorney’s on staff to answer all of your questions.

It is important to find a Tucson realtor that can provide you peace of mind during the sale of your home and asking the right questions is one way of doing just this. If you are ready to sell your distressed property make sure to ask the right questions of any potential agents who will help you avoid foreclosure.

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About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

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