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Category: Tucson Homeowner Help

Why The Tucson Short Sale Team Far Exceeds The Competition

May 15, 2013

Hello everyone Shawn Polston here with Tucson Short Sales and 520 Short Sales thank you for your time today. I work with Keller Williams Realty in the Tucson area and use this blog to help share my experiences in the distressed property real estate market. If you have seen the value of your home greatly diminished or are having trouble making your mortgage payment and need to sell fast please visit my website or call me today to learn about your options.

In my blog today I wanted to talk a little bit about myself and the team of real estate experts we have on staff to assist you. Getting short sales closed is something that is near and dear to my heart and for this reason our real estate team at Tucson Short Sales is not like many in this area. While we do handle a fair number of traditional real estate transactions we also handle a large number of short sale transactions. The first short sale I was a part of was back in 2003 and I have been learning from each and every sale since that day. Since 2006 my team and I have helped hundreds and hundreds of homeowners with all kinds of hardships sell their property and avoid foreclosure. Over the last seven years our team has had an over ninety percent success rate when it comes it getting short sales closed. The average agent in the country only closes thirty to forty percent of their short sales and we are very proud to far exceed our peers. Even if you just have questions about your mortgage please give me a call to chat about your situation with no cost to you at all.

My wife and I run this team together and we would love the opportunity to help you get out of your difficult real estate situation. On my website you can fill out a contact form or you can give me a call today to get started on your next short sale.

Short Sale Hardship Letter

May 2, 2013

p>Hi everybody, I’m Shawn Polston with Keller Williams Southern Arizona and TucsonShortSaleNegotiator.com. I wanted to talk to you about one of the most common questions I get and that is from homeowners wondering how to write the hardship letter. One of the things the lender asks for is whether it’s a short sale, a loan modification or a deed in lieu. Whatever assistance you are going to them for and one of the things they always ask for is a hardship letter. One of the things that I always like to stress is to keep the hardship letter as direct and to the point as possible. If your situation is that you lost your job, just talk about that. Let them know that you have just lost your job and you are unable to make payments and tell them you appreciate their help with a short sale or whatever assistance you are seeking from them. It could be that you have to relocate for an employment opportunity out of state. Just keep it that simple that that is what your hardship is. There is a common myth out there that these hardship letters need to be these long, drawn out explanations of things but what we have actually found is that when the hardship letters get to be two and three pages long, it actually seems to slow things down. I think what happens is that the people that have to read that hardship letter are really just looking for what is causing the hardship. When they have to read through two or three pages to find out it’s a job transfer it seems that they put the files with the really long hardship files to the side until they have time to read them. We always tell people to make it as brief and to the point as possible. If you need any help with this and you are considering doing a short sale but need help writing your hardship letter, give us a call. We would love to help you out.

Active Duty Military May Qualify For Compromise Sale And Relocation Incentive

April 1, 2013

Hello everyone Shawn Polston here with TucsonShortSale.com and 520 Short Sales thank you for your time today. I work with Keller Williams in Southern Arizona and use my blog to share my experiences with distressed property owners who are looking to avoid foreclosure. If you can no longer afford your mortgage or just need to sell your home fast please fill out a contact form on my website or call my office today to chat with an expert about your options.

For my blog today I wanted to talk with any military members that have a VA loan about their specific short sale process. I have a lot of experience getting short sale approvals for active duty military members but the short sale process can be very different with the VA. The VA actually refers to their short sales as a compromise sale and they generally go very smoothly for active duty members who have been relocated. Even if payments are current you will likely be able to complete a compromise sale if your mortgage is underwater and you have an acceptable hardship. The VA will do a full appraisal of the property and will certainly expect us to get an offer near the market value that they come up with. One of the nice things about the VA program is the fifteen hundred dollar relocation incentive available at closing. This is literally free money but your agent must ask for the incentive or it will not be granted. If you are received your papers for relocation and need to sell fast please contact me today to get your VA compromise sale started.

I have worked on numerous VA compromise sales and can focus on selling your property while you prepare to move. Call my office today or fill out a contact form on my website if you have any questions about whether or not you will qualify for this great program. Thank you for your time and I look forward to hearing from you soon.

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About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

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