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Category: Short Sale Programs

If Considering A Loan Modification Keep In Mind The Short Sale Option

November 12, 2011

Hello everyone I am Shawn Polston with Tucson Short Sale Negotiator and 502 Short Sales thank you for checking out my blog today. My team and I specialize in short sales within the Tucson area and I blog every week to pass along important information to underwater property owners across Tucson. If my blog is helpful today please stop by my website or contact me today for even more information on your options for avoiding foreclosure.

For my blog topic today I wanted to discuss the option of a loan modification if you are having trouble paying your mortgage. A lot of the clients I have had in the past have tried a loan modification but have had very little success. Almost all of them also have negative comments to make about working with their lender on a loan modification. If you have your heart set on a loan modification I can assist you for free and answer any questions you may have. One thing I often see from clients attempting a loan modification is that they are actually putting themselves in an even worse situation. I have seen some mortgages get turned in to a forty year loan and even some homeowners back loading their mortgage with larger payments down the road. Unfortunately a loan modification is usually just delaying the inevitable of needing to sell your underwater property. If you owe more on your home than what it is worth a short sale will be your best option hands down. If you have any questions about the short sale process or your current mortgage I would be happy to sit down and discuss your options. Please visit my website or contact me today with any questions you may have. Thank you for your time and I look forward to hearing from you soon.

Your FHA Or VA Mortgage May Pay You To A Complete Short Sale

November 7, 2011

Hello everyone Shawn Polston here with Tucson Short Sale Negotiator and 502 Short Sales, thank you for taking a minute to check out my blog today. My team and I specialize in short sales within the Tucson area and I blog frequently to provide valuable information to distressed property owners. If you are searching for even more short sale information or have questions about your mortgage situation please visit my website or contact me today to get started.

For our blog topic today I wanted to discuss working on a short sale file for an FHA or VA mortgage. The FHA and the VA are mortgage insurers and do not actually own your mortgage. In fact, a small portion of your mortgage payment every month goes to cover this insurance provided by the FHA or the VA. If you are considering a short sale and have an FHA or VA backed mortgage it is their decision on what the terms of the short sale will be. Because both of these entities are run by the government they have to follow some stringent guidelines in order for a short sale to be considered. In fact, the FHA and VA don’t even call it a short sale but instead a compromise sale. The process with either one is rather straight forward and I have a lot of experience working with both of them. Once the FHA or VA approves your short sale, regardless of what the lender has to say, it is guaranteed and can go to closing. They may even pay you to complete your short sale through their relocation allowance program. If you have an FHA or VA mortgage and are considering a short sale please contact me today. I have the experience and knowledge to get your short sale approved. Thank you for your time today and I look forward to hearing from you soon.

Experience With Equator Is Essential When Choosing A Short Sale Agent

November 2, 2011

Hello there Shawn Polston here with Tucson Short Sale Negotiator and 502 short sales, thank you for your time today. My team and I specialize in short sales within the Tucson area and I blog every week to bring you the homeowner valuable information on your options for avoiding foreclosure. If my blog is helpful today, or if you have specific questions, please visit my website or contact me today to get started.

For my blog topic today I wanted to discuss the online short sale platform Equator and what it can mean for your short sale file. If your mortgage is with a large national lender such as Wells Fargo, Bank of America, Nation Star, or GMAC Equator will be used for the short sale transaction. Equator is an online platform that allows for better communication and transparency between your lender and short sale agent to get your short sale approved in a timely manner. If your mortgage is with a national lender it is important your short sale agent has experience with Equator or it could lead to a lot of confusion and time wasted. My team and I have completed nearly ten hours of training with Equator and are now certified Equator Platinum short sale agents. Thanks to understanding the details of Equator my team and I will provide you the confidence and peace of mind that you want in your short sale agent. If you are underwater on your home and have questions about the short sale process please visit my website or contact me today to discuss your options. I would be more than happy to discuss your specific situation and how Equator can help get your short sale approved quickly. Thank you for your time and I look forward to hearing from you soon.

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About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

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