Category: Short Sale Programs

Has Your Mortgage Recently Been Transferred To Ocwen? We’re Ocwen Short Sale Specialists

Hi everyone and welcome to TucsonShortSale.com; I wanted to talk to you today about a company known as Ocwen Loan Servicing. We’ve worked with Ocwen over the years and they have been around for quite some time. they have recently increased their footprint dramatically by acquiring American Home Mortgage and most of GMAC’s portfolio loans. I wanted to let you know that if you’ve recently received a letter informing you that Ocwen has obtained your loan and you’re considering a short sale, we can definitely help you with that.

What’s important to know is that Ocwen has been a smaller servicer in the grand scheme of things, but here at Tucson Short Sales, we have a lot of experience with them and have done a number of short sale transaction with them. Given that they have just increased their footprint is big for homeowners that have been transferred to them because the way Ocwen does business is it’s either their way or the highway. Working with a short sale agent that knows exactly how Ocwen does business is important in getting your short sale done.

If you have an Ocwen loan and you have short sale questions, please pick up the phone and give us a call because we’d be happy to help you with that. If you’re not sure if a short sale with Ocwen is the best decision for you and you’d like some additional information before contacting us, you can also try out the Short Sale Decision Calculator on our website, TucsonShortSale.com. This free tool will show you just how upside down you are on your home as well as how much time and money it will take until your break even again. It’s a great resource to use to help you better analyze your situation, so I’d like to encourage you to try it out today if you’re considering a short sale.

Short Sale Hardship Letter

p>Hi everybody, I’m Shawn Polston with Keller Williams Southern Arizona and TucsonShortSaleNegotiator.com. I wanted to talk to you about one of the most common questions I get and that is from homeowners wondering how to write the hardship letter. One of the things the lender asks for is whether it’s a short sale, a loan modification or a deed in lieu. Whatever assistance you are going to them for and one of the things they always ask for is a hardship letter. One of the things that I always like to stress is to keep the hardship letter as direct and to the point as possible. If your situation is that you lost your job, just talk about that. Let them know that you have just lost your job and you are unable to make payments and tell them you appreciate their help with a short sale or whatever assistance you are seeking from them. It could be that you have to relocate for an employment opportunity out of state. Just keep it that simple that that is what your hardship is. There is a common myth out there that these hardship letters need to be these long, drawn out explanations of things but what we have actually found is that when the hardship letters get to be two and three pages long, it actually seems to slow things down. I think what happens is that the people that have to read that hardship letter are really just looking for what is causing the hardship. When they have to read through two or three pages to find out it’s a job transfer it seems that they put the files with the really long hardship files to the side until they have time to read them. We always tell people to make it as brief and to the point as possible. If you need any help with this and you are considering doing a short sale but need help writing your hardship letter, give us a call. We would love to help you out.

Unique Green Tree Short Sales Call For Experienced, Knowledgable Agent

Hello everyone Shawn Polston here with TucsonShortSales.com and 520 Short Sales thank you for your time today. I work with Keller Williams Realty in the Tucson area and use my blog to keep homeowners informed on their options for avoiding foreclosure. If you are currently behind on your mortgage or just need to sell your home fast please visit my website or call me today to learn about your options.

For my blog today I wanted to discuss working with Green Tree on a short sale file and some of my recent experiences. Green Tree can be a very interesting company to work with and I have been working with them for several years now. On average I am working on five to ten Green Tree short sale files a week and not many days go by without checking in with their staff. Green Tree is known for having a rather unique short sale process and in turn an agent with experience may be the deciding factor in your short sale approval. A short sale agent with Green Tree experience like myself will know how to construct your file in order to get a fast response after we receive an offer. Having worked with Green Tree in the past I have also had the chance to build relationships with the decision-makers within their staff when a file is not getting processed. If you find yourself in a situation where you need to short sale time is likely not on your side. An experienced agent can make sure that your time is not wasted and your file is quickly submitted and not lost on someone’s desk. If you have questions about your Green Tree mortgage please call me today to chat with an expert about your options.

I do not charge any fees for my services so please do not hesitate to contact me with any kind of question about the short sale process. On my website you can find our Short Or Stay Calculator that will show you when your home will be worth what you currently owe. Thanks for your time today and I look forward to helping you with your Tucson Real Estate needs.

About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.