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Category: Housing in Tucson

Work With An Experienced Chase Short Sale Specialist

January 26, 2015

I wanted to talk to you today about Chase home loans and completing a short sale with them. If you are in a difficult situation with your mortgage or are underwater on your home and need to move, please contact me today. It doesn’t matter who your lender is because I have experience in working with all of them. There isn’t anything to be afraid of when completing a short sale, but it does help to work with someone that has experience such as myself.

Chase is an interesting company to work with; coincidentally, the first short sale I was ever involved with years ago was with a Chase loan. They were incredibly supportive in helping me facilitate the transaction and get it completed successfully. Fast forward to over 400 transactions later, I’ve had an ongoing, working relationship with Chase in helping homeowners in rough situations. We work together as a team to help solve the homeowner’s mortgage problems and put them on a better financial path. Through the years of doing this my team has developed some incredibly strong relationships with the people at Chase; they seem very proactive and really want to help us help you get out of your difficult situation. They strive to complete transactions in the least amount of time and with the least amount of trouble.

If you have a Chase loan and you’re trying to figure out what your next move is, perhaps the day is coming where you’re no longer able to make your mortgage payments or maybe that day is already here. I’d like to encourage you to pick up the phone and give us a call or fill out our short sale request form because we’d love to speak with you about your particular situation and what we can do to help remedy it.

Want Experienced Help With Your Ocwen Short Sale?

December 30, 2013

Hello again; today I wanted to talk to you about completing a short sale with Ocwen lending. Ocwen is an interesting company to do business with as far as short sales go. If you’ve been on the internet and looked around for information on completing a short sale with Ocwen there’s a pretty good chance that you’re intimidated by what you’ve seen and the information that you’ll get from me is about the only positive information that you’ll find online. Ocwen is extremely particular in how you work with them and how you can get things accomplished as far as your short sale goes. It’s not uncommon for them to ignore you or close your file if you don’t do business the way they like or follow their guidelines. There are also a lot of nuances with Ocwen because they’ve acquired so many new companies. Depending on if your loan was with GMAC or one of the other companies they’ve acquired, there are all these different channels to working with Ocwen to be successful in getting a short sale done. While there are a lot of negative things out there about Ocwen and I’m not here to defend them, I am here to let you know that if you have an Ocwen loan and need help, I don’t mind working with them because I know how they do business and can help you get your short sale completed.

I’d like to encourage you to give me a call with any of your short sale questions, whether your servicer is through Ocwen or a different company. I can help walk you through the process and let you know what to expect from them to help make your short sale a success. Again, don’t be discouraged but instead give me a call today so I can help.

Good News Regarding Purchasing A Home After A Short Sale Or Foreclosure

November 19, 2013

Today I wanted to talk to you about how soon you can buy a home after a foreclosure or a short sale. Typically, it has been anywhere from 2-4 years for a short sale and 5-7 years for a foreclosure, depending on your lender and loan type, however today we have something exciting to share with you. We have some new information from the people at FHA that they are actually going to allow people, provided there are mitigating circumstances due to the recession, to purchase a home again in as little as one year after a short sale or foreclosure. The really good news about this for the entire housing market is that it opens up an enormous pool of buyers that are out there and can buy homes again.

There are a few hoops to jump through; the mitigating circumstances are situations such as a reduction in income, unemployment, divorce or death of an income earner in the family. They’ll look at these things and determine whether or situation is applicable to this program. Also I’d like you to be aware of the fact that I have some specialized lenders that I work with that understand this program forwards and backwards.

If you had a short sale or foreclosure and it’s been close to or more than a year and you are wondering if you’ll be able to buy a house, I’d like to encourage you to reach out to us. We’ll figure that out for you; you don’t have to figure things out on your own, we’ll help you figure them out. If you have any other questions or if there is anything else I can help you with please give me a call or click the Contact button and we’ll be in touch with you soon.

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About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

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