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Questions To Ask A Short Sale Agent

July 8, 2013

My team and I have completed hundreds of short sales with just about every lender out there. What I wanted to put out there today are some questions you might want to ask an agent if you’re thinking about letting them help you with your short sale. Whether it’s our team here or a completely different short sale agent, one of the things you want to ask them is how many short sales they’ve completed.

One of the interesting things to note is that the average real estate agent completes less than two short sale transactions a year. If you ask an agent how many short sales they’ve done and they say a lot, their perception of the number of short sale transactions could potentially be skewed. An agent that specializes in short sales or works on a number of short sales closes between 50 to 100 short sale transactions a year. They’ll have much more experience with the different lenders and be on top of everything that’s going on with your transaction. Just make sure you have your real estate agent quantify the number of short sales they are actually completing every year.

Also ask the realtor what you can expect and what the short sale process is going to be like. If they go to the extreme and are telling you that short sales are a nightmare to complete and are horrible, this should give you an indication that this isn’t the agent you want handling your transaction. While short sales can be difficult, they aren’t a nightmare and some can be fairly simple to complete. If they go the other direction and paint you a picture that short sales are all fine and dandy, they probably don’t have the experience with short sale transactions that you want. You want an agent that tells you the truth, that completing a short sale is somewhere in between.

If you have other questions, please browse my website, pick up the phone and call us or send us an email because we’d be happy to help you out and tell you what other questions you should ask a potential short sale agent.

PNC Bank Experience Comes In Handy When Handling Short Sales

July 1, 2013

Hello everyone Shawn Polston here with Tucson Short Sales and Keller Williams Realty thank you for your time today. If your mortgage is underwater and you are ready to sell you have come to the right place to learn about your options. Visit my website or give me a call today to discuss your unique situation and determine the direction you would like to take with your distressed property.

In my blog today I wanted to about a recent short sale success with PNC Bank and what it could mean for you. Many homeowners who had their mortgage through National City Bank are now under the PNC umbrella and this is great news for their short sale possibilities. Whether you have a first or second mortgage with PNC we can help you make sense of your mortgage situation. Homeowners that find themselves in need of a short sale often have other things to worry about and for that reason I want to handle your file for you. I have several years of experience working with PNC Bank and know what to expect while working with their staff. This can be a great advantage especially if there is any delays or set backs with your short sale file. In this case I am able to contact PNC representatives I have worked with in the past to determine a fast solution for your file. Instead of getting stuck on hold for hours or day after day I can contact the decision makers on your behalf to find out the best solution that will get your file approved in a timely manner. Even if a short sale is not right for you it is in your best interest to discuss your options with someone who knows the ins and outs of PNC Bank. Don’t drain your savings account just to stay current on your mortgage when a short sale may be a better long term solution.

Give me a call today if your PNC or National City Bank mortgage is underwater and a short sale may be an option. There are numerous options for avoiding foreclosure and I want to find the one that is right for you. Thank you for your time today and I look forward to helping you in the future with your Tucson real estate needs.

Do You Need Ocwen Short Sale Help?

June 28, 2013

Hello and welcome to TucsonShortSale.com and Keller Williams Southern Arizona. We are short sale experts, so if you’re looking for help or information please reach out to us because we’re ready and waiting to assist you.

Today I’d like to talk to you about Ocwen short sales. If you’ve found this video about Ocwen short sales by searching around on the internet, it’s highly likely you’ve also found a lot of negative information about completing a short sale with Ocwen, or Ocwen in general. Ocwen is an interesting company; they are making enormous strides to improve their short sale process and what they’re doing. They’re really trying to turn their image around. Ocwen is also interesting in that they are growing. We’re seeing more and more homeowners that have Ocwen loans and need help. They seem to have acquired the entire GMAC loan portfolio and I have also heard that they’ve acquired portfolios from two other loan servicers. We’re seeing more and more stuff on Ocwen and I know that what homeowners are finding on the internet about Ocwen is mostly bad stuff. I’m here to tell you though, that if you have an Ocwen loan and you need help, there is someone out there that can work with Ocwen and help you instead of just telling you about the negative stuff.

If you have an Ocwen loan and need help because you’re facing foreclosure and don’t know what to do, please pick up the phone and give us a call or fill out the form on our website. We’d be more than happy to help you with your Ocwen loan by completing a short sale on your home. You can also browse through our website to find out more information about the short sale process in general or to find additional videos and blogs about Ocwen.

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About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

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