Does Your Short Sale Agent Have Established Relationships With Chase?

If you’re watching this it probably means you have a loan with Chase and are considering a short sale. Chase is a lender that we’ve worked with for a very long time and the upper management there that handles the short sales are people that I’ve gotten to know very well over the years. The gentleman that is in charge of Chase short sales, I actually know him on personal level from different trade shows that I have been to. I actually have his cell phone number; the neat thing about this is that when I’m involved in a Chase short sale and something happens with the people that are processing the short sale, it’s very easy for me to pick up the phone and talk to him about get the short sale moving in the right direction. This is an enormous advantage for the seller because agents such as myself that have been short sales for a very long time typically have these personal relationships with people at the banks and it’s very important, especially when doing a Chase short sale, that you work with someone that has that established rapport and relationship. As far as short sales go, Chase does a very good job; they’re very proactive and do care about their homeowners and borrowers, but this still doesn’t guarantee that the entire process is going to go smoothly. Having somebody that has the kind of relationship that can make a phone call to an upper management person at Chase that can wave their hand and make all their problems go away is a very big thing to your short sale.

If you have a Chase loan I’d like to encourage to pick up the phone and give us a call or fill out the short sale request form online and we’ll be in touch with you soon.

Need To Sell But An Equity Sale Isn’t An Option? Consider A Tucson Short Sale

Are you falling behind on your mortgage, need to relocate for your job or are underwater on your home? Are you looking for an alternative to an equity sale or a foreclosure? Tucson short sale specialists want you to know that you can always list your home for sale on the Tucson short sale market. Some of you may be familiar with completing a Tucson short sale and some may not, so we’d like to go over that with you a bit.

When you complete a Tucson short sale, you work with an experience Tucson short sale agent and request permission from your lender to sell your home for less than what you owe on it. There are a number of different reasons why homeowners ask to complete a Tucson short sale; some of them are financially related and some are not. It is also important to note that Tucson short sale transactions are completely different than a traditional real estate transaction. With a Tucson short sale, the homeowner is required to submit a short sale package that includes financial documents and a hardship letter. There are also other intricacies to the process such as your Tucson short sale agent negotiating with your lender on the terms of the sale and the potential for not having to pay any closing costs.

If you’re in a position where you need to sell your home but an equity sale isn’t an option for you, contact a Tucson short sale expert for additional information. While you may not be 100% sure about what choices are out there and what’s best for your situation, talking with a Tucson short sale specialist can help you sort that all out and get you on the road to selling your home on the Tucson short sale market.

Understanding The Nuances Of Bank Of America Is The Key To Short Sale Success

Hello everyone Shawn Polston here with Keller Williams Realty talking with homeowners today about the option to complete a Bank of America short sale. I use this blog to provide Arizona homeowners valuable information on the ever changing real estate market in order to put them in a position to make the best decision for their needs. If you have questions about your current home or are looking to sell please give me a call or visit my website to get started.

Over the years I have had numerous experiences working with Bank of America on short sale files. In the beginning I considered them one of the worst banks to work with on a file but that has changed over the years. While Bank of America does have some particular nuances to their current short sale process they have quickly become one of the best banks to work with when completing a short sale file. These nuances include their own specific documents for each part of the short sale process and paperwork that must be filled out by an agent before speaking with their short sale department. Thanks to our experience working with Bank of America our office is actually able to pre-qualify homeowners for a short sale cash back program. While this may not be available to all homeowners the opportunity to receive some relocation assistance or other incentive at closing is a huge benefit to working with Bank of America. Our staff knows and understands the ins and outs of working with Bank of America on a short sale file and want to help you avoid foreclosure.

If you are already behind on your mortgage payments or at risk of default please give us a call to discuss your options. Even if a short sale is not right for you Bank of America has other options to consider in order to avoid foreclosure. Thank you for your time today and I look forward to helping you in the future with any of your Arizona real estate needs.

About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.