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Need A Tucson Realtor To Help You Avoid Foreclosure?

November 18, 2013

Do you need a Tucson realtor to help you determine what your alternatives are when it comes to avoiding foreclosure? Are you looking for a Tucson realtor that has experience, knowledge and a variety of tools and resources when it comes to foreclosure help? Today we’d like to encourage you to get in touch with The Shawn Polston Team and to check out their website at TucsonShortSaleNegotiator.com to see just how much they know about foreclosure alternatives and how they can help you with your situation.

When it comes to foreclosure alternatives there are several to choose from but how do you know which one is the best for your particular situation? This is where a Tucson realtor, such as The Shawn Polston Team, comes in handy. When you work with a Tucson realtor to help you assess and analyze your situation they’ll help you determine if you can afford to keep your home, if you should complete a loan modification, a deed in lieu of foreclosure or if a short sale is the best choice for your situation.

When choosing a Tucson realtor to consult and ultimately work with it’s important that they are well versed in foreclosure alternatives simply because of the magnitude of your situation. The Shawn Polston team has an abundance of experience when it comes to completing short sales; in fact, they are one of the leading Tucson realtors when it comes to short sales. If a short sale isn’t the best option for you, however, they can explain the other foreclosure alternatives to you and tell you what steps you need to take to accomplish avoiding foreclosure.

If you’re in a distressed property situation and need honest help check out The Shawn Polston Team’s website or contact them today for guidance on what is best for you and your financial future.

Consider All Options And Outcomes If Missing A Mortgage Payment Is Necessary

November 12, 2013

Hello everyone Shawn Polston here with Keller Williams Realty and Tucson Short Sales thank you for your time today. I use this blog to provide homeowners who may be facing foreclosure or considering a short sale with valuable information on all of their options. If you need to sell your home fast or fear default is imminent please visit my website or call me directly to learn more about your options.

Today I wanted to talk about a question that I get asked frequently which deals with whether you need to miss a mortgage payment to complete a short sale. This is a topic that is unique to every homeowners situation and needs to be discussed with a short sale expert. Your real estate agent should never be able to simply answer this question with a yes or a no because there is too much riding on the answer. There are certain situations, and lenders, that will garner a short sale approval without missing a payment. However, your lender guidelines are constantly changing and your financial situation will certainly play a big part in the answer. My best advice in this situation is to fill out my short sale request form to find out what your home is currently worth and where you stand. After this has been done we can really dig deep and find out what your best option is going forward. This of course is a no obligation free consultation and serves to help homeowners self realize there big picture real estate concerns. Every home is different and so is the owners situation. For this reason it is important to discuss all aspects of your financial situation when making any real estate decision.

If you find yourself in a position to short sale it is important that the proper steps are taken before listing your home. Please give me a call or fill out the request form on my website to get started today. Thank you for your time and I look forward to helping you in the future with your real estate needs.

Incentive Programs Help Homeowners Recover After Completing Tucson Short Sale

November 11, 2013

For homeowners that are considering a Tucson short sale there may be an opportunity to qualify for short sale incentive programs. Whether offered through a private lender or a federal entity thousands of homeowners have already received some help getting back on their feet after a short sale. These incentives include cash at closing, tax breaks and protection from future legal action by your lender.

While the guidelines for qualifying are different for each program many homeowners stand a very good chance of qualifying for some kind of incentive. Tucson short sale incentives available through Fannie Mae and Freddie Mac will generally require that the home is the primary residence and that the loan is not a jumbo mortgage. One of the many federal progrmas available to Tucson homeowners is called HAFA. This short sale incentive rewards homeowners with up to three thousand dollars in relocation assistance and closing along with a deficiency waiver from your lender. This relocation assistance has no strings tied to it and can be used to get caught up on bills or as a down payment on your next home. The deficiency waiver will protect a homeowner that completes a Tucson short sale from being sued in the future by their bank for the debt that was forgiven. Short sale incentives available through your private lender will require that the loan is owned and serviced by the bank. These programs available through lenders like Bank of America and Wells Fargo have awarded homeowners up to fifty thousand dollars simply for completing a Tucson short sale.

Banks understand that a Tucson short sale is good for both parties and in turn are offering these great incentive to homeowners in need of a helping hand. Contact your short sale agent today if you are ready to sell your distressed property and interested in receiving something extra at closing.

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About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

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