Facebook Linkedin Youtube Rss

Does Your Realtor Know Wells Fargo’s Short Sale Process?

February 4, 2014

The reason I wanted to talk to you today was because if you have a Wells Fargo mortgage or an ASC Loan Servicing mortgage, really they are one in the same company, I would like to tell you that Wells Fargo is a company that we’ve assisted numerous times. We have helped an abundance of homeowners successfully complete short sales; we are incredibly familiar with their systems and processes, so much that they have provided us with all of the forms that are necessary to complete a short sale with them. If you have a Wells Fargo or ASC mortgage and you are considering doing a short sale, please contact us. The reason being that if you hire a real estate agent that has never worked with Wells Fargo before or isn’t that comfortable or familiar with their short sale process, the success rate of your short sale can go way down. I can tell you one thing, Wells Fargo is a great company to work with on short sales provided you know how they do business. They are not going to change the way they do business just for one particular short sale so they expect real estate agents to know how to follow their processes. We know how to work with them and give you the results you want.

Please pick up the phone and give us a call or fill out the short sale request form on our website and we will be in touch with you soon. If you have any additional questions regarding completing a short sale with them, or any other lender, please don’t hesitate to browse our website further or contact us with any questions. We have years of experience with all lenders and loan types and we are here to put our education and experience to work for you.

Your Tucson Real Estate Agent Discusses How Much House You Can Afford

January 28, 2014

When you start looking for a house with you Tucson real estate agent you will see a long list of beautiful houses just waiting for you to put in an offer. While it may be tempting to look at houses in a myriad of different price ranges you should always stick to what you can actually afford. After all, if you look at a house that costs $400,000 followed by a $200,000 home, the less expensive home will be a letdown every time. Before seriously pursuing a home purchase with your Tucson real estate agent, you should first figure out how much you can actually afford.
The Internet has a bunch of different calculators that allow you to input your yearly salary and you debt to help you figure out a ballpark of home that you can afford. As a general rule, a home should cost about two-and-one-half times your gross salary. That means if you make $50,000 every year, you would be able to safely afford a $125,000 home.
Also, when thinking of the price range of home that you can afford, consider the down payment that you have to offer. If you have saved up a large nest egg for a home purchase, you may be able to go and look for houses with Tucson real estate agent that is above the normal range for your pay scale. If you aren’t planning on bringing in a down payment to table, you may be safer with a less expensive home.
Finally, before settling on home price range with your Tucson real estate agent, consider your debt. The amount of debt that you owe will be taken into account by the bank and should be evaluated by you. In fact, you may put off working with your Tucson real estate agent until you can get you debt under control.
There are many advantages to working with a Tucson real estate agent to buy a home. The joys of home ownership can best be felt when you choose the right time to buy and the right price of house to purchase.

Do You Have Questions About The Save Your Home Arizona Program?

January 28, 2014

)

Right now I would like to go over the Save Your Home Arizona program through the Arizona Department of Housing. It is a really interesting program and they allow up to $15,000 to either assist with making mortgage payments, assist you with completing a short sale, providing money to pay off subordinate liens as part of a short sale; there are all kinds of neat little things that make up this program. We actually don’t have enough time in a short video such as this to go over all of the things that the program can actually do for people but if you are interested in what the Arizona Department of Housing can do and you also want to complete a short sale, please know that we work hand in hand with them all the time to assist our clients in completing short sales. Before you go through some lengthy application process or try to accomplish this all on your own, know that if you come to us for help we can actually walk you and guide you through all of that. You don’t need to try and determine if you qualify for the program or try and get it all done on your own; we have a lot of experience with it and want you to utilize the knowledge and information that we have to share with you.

if you’re considering a short sale or you’ve been looking at the Save Your Home Arizona program through the Arizona Department of Housing remember that we are here to help you and provide you with assistance. You can either pick up the phone and give us a call or fill out the request form on our website and we’ll be in touch with you soon. It really can be a beneficial program so get in touch with us today.

Stay or Sell?

Crunch the Numbers on Your Home Instantly!
Start Here

What is a Short Sale?

Start Here

About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

More About Shawn

© Polston Results Team – Tucson Short Sale Specialists