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Day: January 21, 2014

Bank Of America Short Sale Experts

January 21, 2014

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Thank you for taking the time to visit our website today. If you’re here you are more than likely looking for short sale information and, if so, you’ve come to the right place. I wanted to talk to you right now about Bank of America and their short sales. As far as short sales go with Bank of America, honestly, we’ve been working with them for many years. Once upon a time shortly after Bank of America acquired Country Wide home loans we’d go to them with a short sale and it was an incredibly difficult process to get the short sale done. What I wanted to share with you today is that Bank of America has actually become one of the most receptive companies to accomplishing short sales and expediting getting the short sale done. In most cases, FHA loans with Bank of America are a little bit of a different process but the rest of the mortgages that are serviced or owned by Bank of America, we have incredibly good results and incredible contacts within Bank of America and their third party service providers.

If you have a Bank of America loan and you’re considering doing a short sale please pick up the phone and give us a call or fill out the short sale request form on our website and we’ll be in touch with you soon. You can also feel free to browse our website further to find more videos and information regarding completing a short sale with Bank of America or any other lender for that matter. If you have any additional questions that aren’t covered in the videos or on our website please don’t hesitate to reach out to us for help because we are here to help you navigate the short sale waters, no matter who your lender is or what type of loan you have.

Your Tucson Real Estate Agent Reveals Five Tips for Buying a Home

January 21, 2014

If you are getting ready to buy a home, any Tucson real estate agent can tell you that there are a lot of things that you can do before you even call your Tucson real estate agent. In fact, a lot of the preparation for homeownership can begin years in advance.
First, clean up your credit. To be able to secure a mortgage you have to have exemplary credit. A credit score under 750 may cause a bank to question your ability to pay back a conventional loan. Some ways to protect your credit is to refrain from applying to a lot of different credit cards. It is better for your credit score to have one or two solid cards that you keep for years. Make sure that you keep your debt-to-income ratio low as well.
Second, research the schools. Even if you don’t have kids, research shows that areas close to good schools tend to have less crime and more active neighborhoods.
Third, use a Tucson real estate agent. It is true that you can find a lot of information about homes on the Internet, but there are a lot of advantages to using a Tucson real estate agent. They can get you a better deal on your home, help you move to a desirable neighborhood, and help you wade through all the paperwork.
Fourth, get pre-approved before you ever go house hunting with your Tucson real estate agent. It will help you understand what price of house that you can afford and will make the negotiating process much easier.
Finally, get a home inspection. Before you close on the home you want to know everything that is wrong with the home. Your Tucson real estate agent may be able to help you get the sellers to make repairs, and you will know exactly what you are buying.

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About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.

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