Day: October 26, 2010

Who Can We Help With A Short Sale?

There are basically four groups of people that we help with short sales. However, it is important to note that if you don’t find yourself within one of these groups, please contact us and we can discuss your specific situation.

The first group of people are those that might have lost their job, have medical bills or other finacial hardships that has caused them to miss payments.

The second group we help are homeowners that are not currently behind on their mortgage, but feel that falling behind on their mortgage is inevitable. One of the biggest myths about short sales is that you need to wait until you are behind on your mortgage to start the short sale process. This isn’t true. You should contact me as soon as possible.

The next group is people that are not behind, but want or need to move. There are several possible reasons for this including job transfers, change in family size, and retirement.

The last group that we help is homeowners that are making a business decision. From a financial perspective, it doesn’t make sense for the homeowner to stay in their home.

We have successfully helped homeowners complete short sales from each of these categories and would love the opportunity to help you.

What is a Short Sale?

A short sale, simply put, is when a someone wants or needs to sell a home, but the home is not currently worth what is owed. The owner can’t or won’t bring cash to closing to make up the difference. We are commonly asked what it takes to qualify for a short sale. Contrary to popular belief, it is not very difficult to qualify. If you owe more than your home is worth, the odds are that you qualify for a short sale.

Meet Shawn Polston

Meet Short Sale Shawn Tucson’s Premire Short Sale Listing agent. Shawn and his team work with all banks on all short sales including FHA, VA, and conventional loans. Shawn is a HAFA certified short sale listing agent and can answer all things HAFA and short sale for you. Watch his video and contact him today at www.TucsonShortSaleNegotiator.com

About Shawn Polston

Shawn has been a Realtor since 2006. Prior to becoming an agent Shawn and his wife were active real estate investors. Shawn takes his education seriously; he’s taken over 200 hours of continuing education classes, to keep up-to-date on current laws and trends. Shawn is a member of the Arizona Association of Realtors Master of Real Estate Society and a Graduate of the Realtor Institute. He is also a HAFA certified Short Sales and Foreclosure Specialist in addition to being a National Association of Realtors Short Sale and Foreclosure Resource.